perseverance.”9 Thus it is proper to speak of the moral effectiveness of justifying faith not merely because it brings us into a right standing with God at the first moment of its exercise, but also because it is a persevering sort of faith, whose effectiveness resides also in its daily embrace of all that God is for us in Jesus. A second assumption is that justifying faith is not only a trusting in the past grace of God, but also a trusting in the future grace of God, secured by the past grace of